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Contact Information
Nora O'Hara
Direct: (901) 840-1911
Email: Send Email
Types of Loans

There Are A Number of Different Loan Programs Available to Help You Finance A New Home.

Here is a list of a few of the bank's most common loan programs.



100% Financing Programs:

USDA Rural Development offers a no downpayment options for borrowers purchasing in qualified areas such as rural Shelby County, and all of Tipton and Fayette County.

Qualified veterans and active duty may be eligible for the VA Home Loan Program. This no downpayment programs provides financing up to 30 years.

Low Down Payment Programs:

Conventional loans offer programs ranging from 10 to 30 years with downpayments as low as 5%. This program fit a wide range of borrowers with flexible terms and features.

FHA is a government sponsored loan program with very flexible terms that allow a borrower to buy with as little as 3.5% downpayment.

Need Financing Building A Home?

Patriot Bank offers competitive construction loans that help you to build your dream home. Whether building on your own lot, or completing a presale with a builder, the bank's construction loan program is design to be convenient and flexible. 

Need More Information- call one of our loan officers by clicking here.

Nora O'Hara, VP NMLS #504812
11529 Highway 51 South, Atoka, TN  38004
Direct:  (901) 840-1911
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