Log In  |  Contact Us  |  Help
Contact Information
Nora O'Hara
Direct: (901) 840-1911
Email: Send Email
Welcome Home Grant


Welcome Home Program

$200,000 in Down Payment Assistance

Helping Buyers Finance Their Dreams!

A Grant fund of up to $5,000 is available for single family owner occupied households to be used towards down payment, closing costs, and homebuyer counseling. 

Grant is forgiven as long as homeowner does not sell or refinance the property within a five-year period of closing. The borrower may be required to repay a pro rata amount of the funds if the home is sold or refinanced during the first five years. 

Borrower must contribute $500 of their own funds toward down payment, closing costs, or earnest money in the transaction and complete a homebuyer counseling program that provides the lender with a completed homebuyer certificate. 

Welcome Home Funds can be used in conjunction with THDA, FHA or USDA Rural Development loan programs.

Information is subject to change without notice. Please call one of Patriot Bank’s Loan Officers For additional information and how to qualify.

Nora O'Hara, VP NMLS #504812
11529 Highway 51 South, Atoka, TN  38004
Direct:  (901) 840-1911
Copyright © 2023 PATRIOT BANK
Privacy Policy  | Security Statement